:root{--ice:#F3F6FA;--ink:#1B2430;--navy:#13233F;--navy2:#1d3257;--org:#F26B1D;--org2:#d95a10;--line:#d9e1ec;--mut:#55627a;--r:4px;
--hf:'Montserrat',Arial,sans-serif;--bf:'Open Sans',Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.65 var(--bf);color:var(--ink);background:#fff}
a{color:var(--navy)}img{max-width:100%;height:auto}
.qaq-wrap{max-width:1180px;margin:0 auto;padding:0 20px}.qaq-narrow{max-width:820px}
h1,h2,h3{font-family:var(--hf);line-height:1.15;color:var(--navy);text-wrap:balance}h1{font-size:clamp(2rem,4.2vw,3.1rem);font-weight:800;margin:.2em 0 .35em}
h2{font-size:clamp(1.5rem,2.6vw,2.1rem);font-weight:800;margin:0 0 .6em}h3{font-size:1.08rem;font-weight:700;margin:0 0 .35em}
.qaq-util{background:var(--navy);color:#dfe7f3;font-size:.86rem}.qaq-util__in{display:flex;justify-content:space-between;gap:12px;padding:7px 20px}
.qaq-util__tel{color:#fff;font-weight:700;text-decoration:none}
.qaq-head{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:30}
.qaq-head__in{display:flex;align-items:center;gap:20px;min-height:72px}
.qaq-logo{display:flex;align-items:center;gap:8px;white-space:nowrap;flex:none;text-decoration:none;color:var(--navy);font-family:var(--hf);font-weight:800}
.qaq-pin{width:28px;height:35px}.qaq-logo__w{font-size:1.25rem;letter-spacing:.02em}.qaq-logo__hq{font-size:.72rem;border:2px solid #B4470C;color:#B4470C;padding:1px 5px;border-radius:var(--r);letter-spacing:.1em}
.qaq-nav{margin-left:auto;display:flex;align-items:center;gap:18px}.qaq-nav__l{list-style:none;display:flex;gap:4px;margin:0;padding:0}
.qaq-nav__l>li{position:relative}.qaq-nav__l a{display:block;white-space:nowrap;padding:10px 10px;text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem}
.qaq-nav__l a:hover,.qaq-nav__l a:focus-visible{color:var(--org2)}
.qaq-dd>ul{display:none;position:absolute;left:0;top:100%;background:#fff;border:1px solid var(--line);border-radius:var(--r);list-style:none;margin:0;padding:8px;min-width:280px;box-shadow:0 12px 30px rgba(19,35,63,.12)}
.qaq-dd:hover>ul,.qaq-dd:focus-within>ul{display:block}.qaq-dd>ul a{font-weight:400;padding:7px 10px}
.qaq-menu-t,.qaq-menu-b{display:none}
.qaq-btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;font:700 .98rem var(--hf);border-radius:var(--r);padding:13px 20px;text-decoration:none;cursor:pointer;border:2px solid transparent;line-height:1.1}
.qaq-btn--go{background:var(--org);color:var(--navy)}.qaq-btn--go:hover{background:var(--org2)}
.qaq-btn--line{background:transparent;border-color:var(--navy);color:var(--navy)}.qaq-btn--line:hover{background:var(--navy);color:#fff}
.qaq-btn--full{width:100%}.qaq-head__cta{white-space:nowrap}.qaq-link{font-weight:700;color:var(--org2);text-decoration:none}.qaq-link:hover{text-decoration:underline}
.qaq-acts{display:flex;flex-wrap:wrap;align-items:center;gap:12px 16px;margin-top:18px}.qaq-acts--big .qaq-btn{padding:15px 22px}
.qaq-hero{background:linear-gradient(180deg,var(--ice),#fff);padding:48px 0 56px}.qaq-hero--plain{padding:44px 0 28px}
.qaq-hero__in{display:grid;grid-template-columns:1.25fr .9fr;gap:44px;align-items:center}
.qaq-eye{font:700 .8rem var(--hf);letter-spacing:.14em;text-transform:uppercase;color:var(--org2);margin:0}.qaq-lead{font-size:1.12rem;color:#2b3648;max-width:60ch}
.qaq-form{background:#fff;border:1px solid var(--line);border-top:5px solid var(--org);border-radius:var(--r);padding:22px;box-shadow:0 18px 40px rgba(19,35,63,.13);display:grid;gap:10px}
.qaq-form__t{font:800 1.2rem var(--hf);color:var(--navy);margin:0}.qaq-form__i{margin:0 0 4px;color:var(--mut);font-size:.93rem}
.qaq-field{display:grid;gap:4px;font-size:.86rem;font-weight:600}.qaq-field input,.qaq-field textarea{font:inherit;font-weight:400;border:1px solid #b9c6d8;border-radius:var(--r);padding:10px 12px}
.qaq-field input:focus,.qaq-field textarea:focus{outline:2px solid var(--org);border-color:var(--org)}
.qaq-hp{position:absolute;left:-9999px}.qaq-form__n{font-size:.78rem;color:var(--mut);margin:0}.qaq-form__err{color:#b3261e;font-weight:600;margin:0}
.qaq-sec{padding:64px 0}.qaq-sec--ice{background:var(--ice)}.qaq-sec--navy{background:var(--navy);color:#e8eef7}.qaq-sec--navy h2,.qaq-sec--navy h3{color:#fff}
.qaq-intro{max-width:70ch;color:var(--mut);margin:-.2em 0 26px}.qaq-sec--navy .qaq-intro{color:#c5d2e6}
.qaq-probs__g{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.qaq-probs__g a{display:block;height:100%;padding:20px;border:1px solid var(--line);border-left:4px solid var(--org);border-radius:var(--r);text-decoration:none;color:var(--ink);background:#fff}
.qaq-probs__g a:hover{box-shadow:0 10px 24px rgba(19,35,63,.1)}.qaq-probs__g p{margin:0;color:var(--mut);font-size:.95rem}
.qaq-svcs{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.qaq-svcs a{display:grid;gap:6px;height:100%;padding:18px 18px 20px;background:#fff;border:1px solid var(--line);border-radius:var(--r);text-decoration:none;color:var(--ink)}
.qaq-svcs a:hover strong{color:var(--org2)}.qaq-svcs strong{font-family:var(--hf);color:var(--navy)}.qaq-svcs span{font-size:.93rem;color:var(--mut)}
.qaq-svcs__ic{width:34px;height:4px;background:var(--org);border-radius:2px}
.qaq-ai__in{display:grid;grid-template-columns:1.5fr 1fr;gap:40px;align-items:start}
.qaq-ai__panel{background:var(--navy);color:#e8eef7;border-radius:var(--r);padding:26px}.qaq-ai__q{font:700 1.15rem var(--hf);color:#fff;margin-top:0}.qaq-ai__panel .qaq-link{color:#ffb488}
.qaq-steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:22px}.qaq-steps--3{grid-template-columns:repeat(3,1fr)}
.qaq-steps li{border-top:3px solid var(--org);padding-top:16px}.qaq-steps__n{font:800 1.9rem var(--hf);color:var(--org)}.qaq-steps p{margin:0;color:#c5d2e6}
.qaq-sec:not(.qaq-sec--navy) .qaq-steps p{color:var(--mut)}
.qaq-cards{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.qaq-cards--4{grid-template-columns:repeat(4,1fr)}
.qaq-cards li{padding:20px;border:1px solid var(--line);border-radius:var(--r);background:#fff}.qaq-cards p{margin:0;color:var(--mut);font-size:.95rem}
.qaq-areas{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}.qaq-areas__h{font:800 .8rem var(--hf);letter-spacing:.12em;text-transform:uppercase;color:var(--org2);margin:0 0 6px}
.qaq-areas ul{list-style:none;margin:0;padding:0}.qaq-areas a{text-decoration:none;font-size:.95rem;line-height:1.9}
.qaq-prose p,.qaq-prose li{max-width:72ch}.qaq-prose h3{margin-top:1.4em}.qaq-prose ul{padding-left:1.2em}
.qaq-split{display:grid;grid-template-columns:1.2fr 1fr;gap:44px;align-items:start}.qaq-box{background:var(--ice);border-radius:var(--r);padding:26px}
.qaq-faq details{border-bottom:1px solid var(--line);padding:14px 0}.qaq-faq summary{font:700 1.05rem var(--hf);color:var(--navy);cursor:pointer}
.qaq-faq details div{padding-top:8px;color:#2b3648}
.qaq-chips{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:10px}.qaq-chips a{display:block;padding:9px 14px;border:1px solid var(--line);border-radius:var(--r);text-decoration:none;background:#fff;font-weight:600;font-size:.93rem}
.qaq-band{background:var(--navy);color:#e8eef7;padding:64px 0}.qaq-band h2{color:#fff}.qaq-band__in{display:grid;grid-template-columns:1.1fr 1fr;gap:44px;align-items:center}
.qaq-band .qaq-btn--line{border-color:#fff;color:#fff}.qaq-band .qaq-link{color:#ffb488}
.qaq-jump{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px}.qaq-jump p{font:800 .8rem var(--hf);letter-spacing:.12em;text-transform:uppercase;color:var(--org2);margin:0 0 8px}
.qaq-jump ul{margin:0;padding-left:1.1em}.qaq-jump li{margin:5px 0}
.qaq-ph{display:block;width:100%;height:auto;border-radius:var(--r);margin:0 0 18px;aspect-ratio:3/2;object-fit:cover}.qaq-ph--wide{aspect-ratio:16/6;margin-bottom:24px}
.qaq-src{font-size:.85rem;color:var(--mut);margin-top:22px}
.qaq-foot{background:#0d1a30;color:#c3cede;padding:56px 0 90px;font-size:.93rem}.qaq-foot a{color:#e3eaf5;text-decoration:none}.qaq-foot a:hover{text-decoration:underline}
.qaq-foot__grid{display:grid;grid-template-columns:1.4fr 1fr 1.2fr 1fr;gap:32px}.qaq-foot ul{list-style:none;margin:0;padding:0;line-height:2}
.qaq-foot__h{font:800 .8rem var(--hf);letter-spacing:.12em;text-transform:uppercase;color:#fff}.qaq-logo--foot{color:#fff}.qaq-foot__small{font-size:.85rem}
.qaq-foot__base{border-top:1px solid #253a5c;margin-top:36px;padding-top:18px;font-size:.84rem}
.qaq-sticky{display:none}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--org);outline-offset:2px}
@media (max-width:1140px){.qaq-menu-b{display:flex;flex-direction:column;gap:5px;margin-left:auto;cursor:pointer;padding:10px}.qaq-menu-b span{width:24px;height:3px;background:var(--navy);border-radius:2px}.qaq-nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:10px 20px 20px}.qaq-menu-t:checked~.qaq-nav{display:flex}.qaq-nav__l{flex-direction:column}.qaq-dd>ul{position:static;display:block;box-shadow:none;border:0;padding:0 0 0 12px}.qaq-head__in{position:relative}}
@media (max-width:1000px){.qaq-hero__in,.qaq-ai__in,.qaq-split,.qaq-band__in{grid-template-columns:1fr}.qaq-steps,.qaq-cards--4,.qaq-areas{grid-template-columns:repeat(2,1fr)}
 .qaq-svcs,.qaq-probs__g,.qaq-cards{grid-template-columns:repeat(2,1fr)}.qaq-foot__grid{grid-template-columns:1fr 1fr}
 .qaq-menu-b{display:flex;flex-direction:column;gap:5px;margin-left:auto;cursor:pointer;padding:10px}.qaq-menu-b span{width:24px;height:3px;background:var(--navy);border-radius:2px}
 .qaq-nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:10px 20px 20px}
 .qaq-menu-t:checked~.qaq-nav{display:flex}.qaq-nav__l{flex-direction:column}.qaq-dd>ul{position:static;display:block;box-shadow:none;border:0;padding:0 0 0 12px}
 .qaq-head__in{position:relative}}
@media (max-width:640px){.qaq-svcs,.qaq-probs__g,.qaq-cards,.qaq-steps,.qaq-steps--3,.qaq-cards--4,.qaq-areas,.qaq-foot__grid{grid-template-columns:1fr}
 .qaq-util__in span{display:none}.qaq-sec{padding:48px 0}.qaq-hero{padding:32px 0 40px}.qaq-hero__side .qaq-form{box-shadow:none}
 .qaq-sticky{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:40;background:var(--navy);padding:8px 8px calc(8px + env(safe-area-inset-bottom,0px));gap:8px}
 .qaq-sticky a,.qaq-sticky button{flex:1;text-align:center;padding:12px 6px;border-radius:var(--r);font:700 .95rem var(--hf);text-decoration:none;border:0;cursor:pointer}
 .qaq-sticky a:first-child{background:var(--org);color:#fff}.qaq-sticky button{background:#fff;color:var(--navy)}.qaq-sticky a:last-child{background:transparent;color:#fff;border:2px solid #fff}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* review 2026-10-20: full-width submit label broke over two lines on 360px phones */
@media (max-width:380px){.qaq-btn--full{padding-left:12px;padding-right:12px;font-size:.94rem;letter-spacing:0}}

@media (max-width:480px){main a[href^="tel:"],main button[data-qaqt],main a[data-qaqt]{white-space:nowrap}}
main p a:not([class]),footer p a:not([class]){text-decoration:underline;text-underline-offset:2px}